FOR SALE BY OWNER FAQ #2

Q: We have a potential buyer for our house but are not sure how to find out if they are really qualified to buy. Any help you can offer would be greatly appreciated!

A: Financing is always a delicate subject especially with a large purchase. Add the fact that you are asking a virtual stranger for their financial information can make in uncomfortable. The fact is you need to know if you have a buyer or not.

Click here and see if this information is helpful.

If you need further assistance we are here to help!

Carol
Carol Moson, CRS, ABR, e-Pro, SRS, SFR, EAH, GREEN, REALTOR®
“The Moson Group”
carol@carolmoson.com
RE/MAX Greater Atlanta
www.TalkToCarol.com
678-414-0760
770-973-9700 ext 289

FOR SALE BY OWNER FAQ #1

Q: I am thinking about selling my home on my own but am not sure what vendors I may need. How would I find that out?

A: There is no way to know ahead of time who you will need because much of that is decided on by what issues arise during the process of your sale. However, for sure you will need an attorney to review all the documents for you and verify information from the other part. In addition it is good to have a handy man available for any repairs that may be required as a result of the inspection.

Click here to see the list that has been compiled by the National Association of REALTORS:

HOME SELLER FAQ #3 (FREQUENTLY ASKED QUESTIONS)

Q. WHAT ARE MY OPTIONS IF I CANNOT MAKE MY MORTGAGE PAYMENT?

A: If you are having difficulty making your mortgage payment you may have several options.

One option could be the following: if your credit is still good and you still have income, you may be able to work with the bank to “re-set” your loan. If considering this option be sure to consult someone who deals with doing this and if the bank agrees to adjust your be sure to loan, consult an attorney to review any paperwork. You may also consider asking the bank to add one or two mortgage payments to the back of your loan if you think your situation is very temporary.

A second option may be to rent the property to cover your mortgage payment and move somewhere else with a more affordable rent for yourselves.

A third option is to try and negotiate a short sale with the bank. If you owe more than you can sell the house for, the bank MAY consider taking a percentage of what you owe upon the sale of our house. This does involve extensive paper work and when doing this you need to use a REALTOR that knows how to help you try to work through a short sale. It is always best when the REALTOR works along with an attorney. There may be some cases where the bank will still hold you personally liable for the difference.

Foreclosure should be the last resort because this is where the bank takes the property back from you. Your mortgage documents allow the bank to take the property when you default on your loan.

There are some other options, but again we urge you to consult a professional.

Let us know if we can help

Carol Moson, CRS, ABR, e-Pro, GREEN, SRS, SFR, EAH
“The Moson Group”
RE/MAX Greater Atlanta
678-414-0760 (direct)
770-973-9700 ext 289
www.TalkToCarol.com
carol@carolmoson.com

Home Owner FAQ #2 (Frequently Asked Question)

FAQ (Frequently Asked Question) #2

Q: I am getting ready to sell my house—should I remodel?

A: While most “remodel” projects do add value to the property, they may not
necessarily bring in more money on a sale. If you remodel or build an addition
because it is an improvement for YOUR lifestyle, be sure you realize that a new
buyer may not place the same value on it that you have.

If you want to remodel strictly for the purpose of selling your home I would strongly
suggest you consult a REALTOR®. A REALTOR® will be able to tell you what
improvements are popular, in your area, that will bring in a higher sales price.

We cannot emphasize enough the fact that this market is VERY price driven so price
really is king.

For more information on remodeling click here:

If you have a question you would like to ask about buying and/or selling real estate just click here:

Carol and her team, “The Moson Group” are here to help. Simple contact us by email, phone or text to direct number below.

Carol
Carol Moson, CRS, ABR, e-Pro, SRS, SFR, EAH, GREEN, REALTOR®
“The Moson Group”
carol@carolmoson.com
RE/MAX Greater Atlanta
www.TalkToCarol.com
www.buyer-blog.com
www.myseller-blog.com
678-414-0760 (direct or text)

Real Estate Questions

Probably the most frequently asked question (FAQ) we get is, “When is a good time to sell my home.” We wish there was a uniform answer for that question but the truth is that every body’s situation is unique. With that being said, NOW is a great time to put your house up for sale if you have equity or can break even and have a downpayment for purchasing another house. Of course there may be other reasons you need to sell and if you are having mortgage difficulties a short sale should not be out of the question.

Please click here to contact us without posting your question on the blog. We are here to help so again, feel free to click this link or just call, email or text us.

Carol
Carol Moson, CRS, ABR, e-Pro, SRS, SFR, EAH, GREEN, REALTOR®
“The Moson Group”
carol@carolmoson.com
RE/MAX Greater Atlanta
www.TalkToCarol.com
www.buyer-blog.com
www.myseller-blog.com
678-414-0760
770-973-9700 ext 289

Going For Sale By Owner

There is no doubt that the commission paid to the real estate companies at the closing seems like a big chunk of money. Well, let’s be honest – it is a big chunk of money. While this is totally understandable, the consquences of doing things incorrectly can be far more costly than the commission you will pay a professional, full time, dedicated REALTOR.

We understand that you may want to try it on your own first so click here for a link to helpful tips if you are going For Sale By Owner (FSBO). At any time you would like our assistance, please feel free to contact us. Contact information can be found at the bottom of this page.

Click here for your tips for For Sale By Owner

Carol
Carol Moson, CRS, ABR, e-Pro, SRS, SFR, EAH, GREEN, REALTOR®
“The Moson Group”
carol@carolmoson.com
RE/MAX Greater Atlanta
www.TalkToCarol.com
www.buyer-blog.com
www.myseller-blog.com
678-414-0760
770-973-9700 ext 289

Important Changes in Housing

While very subtle there are some positive changes in the housing market. We are starting to see some stabilization in prices and a very slight decline in inventory, both of which indicate the beginnings of a recovery, even though it is very modest at this point.

<a href="“>Click to see this short video

As always, we are here to help. Contact us at your convenience. We have a referral base of agents around the country so if you do not have a REALTOR® we can find you an expert in your market area.

Carol
Carol Moson, CRS, ABR, e-Pro, SRS, SFR, EAH, GREEN, REALTOR®
“The Moson Group”
RE/MAX Greater Atlanta
www.TalkToCarol.com
www.buyer-blog.com
www.myseller-blog.com
678-414-0760
770-973-9700 ext 289

Seller Checklist

Before you sell you should have a checklist to make sure you have covered everything. Please click this link. It will open to a checklist page – feel free to print it and use it.

http://docs.google.com/View?docID=dgwrfmf_450fcpp34cf&revision=_latest

If at anytime we can be of assistance – Talk To Carol 678-414-0760

Carol Moson,CRS,ABR,e-Pro,GREEN,SRS
Sales/National Instructor/Trainer
RE/MAX Greater Atlanta
678-414-0760 (direct)
www.TalkToCarol.com
carol@carolmoson.com

20 Tips For Sellers

 20 Tips To Sell Your House

1. Make The Most Of That First Impression  
 Be sure to keep a well manicured lawn and shrubs as well as a clutter free entry to welcome guests. Also be sure the gutters are clean and the sidewalks and walkways are free of all debris including toys and tools

2. Invest A Few Hours For Future Dividends
Clean, really clean your house. Faucets should sparkle, wood floors should shine, bannisters should be clean, carpet should look fresh, countertops should shine or be bright, etc. A great showing will ease the minds of buyers.

3. Don’t Shut Out A Sale
If you have squeaky cabinets or doors that don’t close properly, have all of that repaired BEFORE you put your house on the market. Your agent should be able to do a walkthrough with you and point out things you may not see.

For numbers 4-20 click here 

http://docs.google.com/View?docID=dgwrfmf_449c8pjbnq7&revision=_latest

 

 

 

EXPANDED HOME BUYER TAX CREDIT NOW APPLIES TO CURRENT HOME OWNERS!

THE UPDATED AND EXPANDED HOME BUYER TAX CREDIT NOW APPLIES TO CURRENT HOME OWNERS TOO!

Who Qualifies for the Extended Credit?

•• First-time home buyers who purchase homes between November 7, 2009 and April 30, 2010.

•• Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home being sold or vacated as a principal residence for five consecutive years within the last eight AND you can rent your current home as long as the home you purchase becomes your primary residence!

All must be in contract by April 30, 2010 and close by June 30, 2010

CLICK BELOW FOR THE COMPLETE FACTS:

Of course we are here to help! To find out what is available in your price range OR to find out what your current home is worth…
just Talk To Carol…678-414-0760 (direct)

RE/MAX Greater Atlanta
Web: a href=”http://www.talktocarol.com/”>www.TalkToCarol.com
e-mail: carol@carolmoson.com